Get Business Funding in 24 Hours — Not 24 Days

Apply in 60 seconds. Decisions same day. Funding as fast as 24 hours. $25K–$5M for small businesses nationwide — bad credit OK.

✅ 6+ Months in Business

✅ $100K+ Monthly Revenue

✅ All Industries Funded

✅ Bad Credit OK

✅ No Collateral Required

✅ 1st Position & Up

A man in a light blue shirt sitting at a wooden desk, working on a laptop with an online business financing application form open. The desk has a cup and saucer, a potted plant, a smartphone, notepad with a pen, and stacks of US dollar bills and coins.

By clicking Submit, you agree to our Application Disclaimer & Authorization and consent to be contacted by Hybrid Funder about your application. See full terms below.

Here’s Exactly What Happens After You Hit Submit

  1. File Goes to Underwriting Immediately — No middlemen, no forwarding, no waiting in someone else’s queue. Your file lands directly with our in-house underwriting team the moment you submit.

  2. Same-Day Decision — Because we fund with our own capital, we review your cash flow and make a real credit decision the same day — often within hours of receiving your documents.

  3. You Get a Real Offer — Not a range. Not a ballpark. A clear number: the exact amount funded, total payback, daily or weekly payment amount, and term length. Full transparency before you sign anything.

  4. You Decide on Your Terms — Zero pressure. Zero obligation. Review the offer, ask questions, take your time. If it works for you, great. If it doesn’t, we’ll tell you why and point you in the right direction.

  5. Money in Your Account — Once you accept and sign electronically, we wire or ACH the funds directly to your business bank account. Most deals fund same-day or next business day.

Questions at any step? Call or text us directly at (347) 201-2367 or email deals@hybridfunder.com — you’ll reach a real person, not a call center.

Application Disclaimer & Authorization

By submitting this application, you authorize Tinaz Enterprises LLC d/b/a Hybrid Funder ("Hybrid Funder") to obtain, verify, and review your business information — including bank statements, business credit, and related financial data — for the purpose of evaluating your request for commercial financing.

Hybrid Funder is a direct funder. We fund with our own capital and are the sole party to any funding agreement offered. Our core product is a purchase of future receivables (also known as a merchant cash advance), which is a commercial transaction — not a consumer loan.

By submitting this application, you acknowledge and agree that:

  • Approval is not guaranteed and is subject to Hybrid Funder's underwriting, verification, and funding criteria.

  • Any offer presented will clearly disclose the total amount funded, total amount to be delivered, payment method and frequency (daily or weekly), and estimated duration, in accordance with applicable state commercial financing disclosure laws.

  • Submitting this application does not obligate you to accept any offer, and any offer may be accepted or declined at your discretion.

  • All information you provide is true, accurate, and complete to the best of your knowledge. Providing false or misleading information may result in denial or cancellation of funding.

  • This application is for business-purpose financing only and is not for personal, family, or household use.

State Availability. Hybrid Funder does not currently fund merchants located in Puerto Rico, Virginia, or California.

Contact Consent. You consent to be contacted by Hybrid Funder and its representatives by phone call, text message (including SMS), or email regarding your application at the number and email address you provide, including via automated or prerecorded means where permitted. Message and data rates may apply. You may opt out of marketing communications at any time by replying STOP to texts or following the unsubscribe instructions in our emails; transactional communications related to your application or funding may continue.